Budgets And Saving

What to do when you Feel like you don’t have enough Money



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There is never enough money to satisfy us. When we have more of it, we spend more of it. It is a vicious cycle that can take you financially to a dark abyss. There are ways to handle these situations. The first thing that you should look at is the truth of the matter. Is it that you don't have enough money or is it that you spend too much money? There is a big difference between the two things.


Here is what you can do when you feel you don't have enough money:


Cut Back


Cutting back on expenses is the best way to handle not having enough money. In fact, it is the fastest way to realize more money and start saving. Leave out what you don't need. Food, shelter and clothing are obvious needs. Cell phones are nice but do you need the landline too? How many of those cable channels do you really watch? The idea here is to cut out all the things in your life that simply aren't necessary. In fact, if you don't use it, get rid of it. What is the point of having an expense for something you don't even use?


Earn More


If you are really strapped for cash, it is time to get creative. There are many ways that you can earn extra money. You could take a part-time job for one thing. Many people have to do that in order to survive. Find online venues to add to your pocket book. Writing articles for websites such as Helium.com can net you quite a bit of cash. Selling items on EBay is another great way to add cash when you don't think you have enough money. Have a yard sale for quick returns or use venues such as consignment shops to help you sell items you no longer need.


Be Thankful


One of the most important things to look at is the fact that you have any money at all. Many people don't have it. If you have enough money for food and shelter, you can be thankful that you have it. This may be little consolation for you at the moment, however, if it gets worse, you will certainly understand it's meaning.


Go Back To School


If you don't feel that you make enough money on your current job to satisfy your needs, it may be time to go back to school. Learn a new trade that will help you earn more money. There are many grants and scholarships available to help you achieve your goals. You will never get there unless you take the first steps though.


Make Do


Many people don't feel like they have enough money. What they do is make do with what they have. You can't squeeze blood out of a turnip, so they say. You also can't have more money than you do if you aren't willing to try. Sometimes, it isn't possible to earn more money even when you do try. Learn to deal with having less money than you desire. Know what you need and take care of it. Don't worry about having the latest and greatest updates to your cell phone. Do what you have to in order to survive.


When you feel like you don't have enough money, it's time to make some changes in your life. It could be sink or swim time. It is about survival of the fittest. Find your determination and resolve and fly with it. There are no limits except the ones you put on yourself.



 

More about this author: Jane Demerica

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